From today's email:

I am getting married in 2010 and a friend mentioned to me wedding insurance. What is your opinion on this?
Julie

Typically wedding insurance covers the vendor deposits if the wedding has to be canceled because of illness, military action, weather or the vendor not showing up or other uncontrollable instances. I have not found any insurance that covers you if you are unable to pay for the services that you contracted because you were laid off or got cold feet.

When entering into any contract make sure you read the wedding insurance policy thoroughly and if you don't understand something ask the agent, before you sign! The few wedding insurance policies I have seen are full of exclusions, so while you may think you are covered on something you may not be. Always read before signing on the dotted line.

Labels: Wedding Planning

Things to consider when looking for your reception location.

1 Where do you want to host your reception? Traditional banqet facility, restaurant, hotel, club or outdoors?

2 Are there stairs and if there are stairs is there an elevator? Some halls were grandfathered in and weren’t required to have an elevator. If you have family or friends who have a hard time walking up stairs, is there alternative to getting them up to the reception.

3 How many people are you inviting, put together a rough guest list for the count?

4 How many hours are can you reserve the facility for? What is their overtime policy?

5 What are the policies and restrictions that the facility has for music, food, flowers, décor, etc…?

6 Are you able to bring in outside vendors, or are you limited to their services? (i.e. wedding cake, Hors d'oeuvres , entertainment, etc.)

7 Is there room for a disc jockey or band? On thing to note about entertainment, don’t put tables between the dance floor and the entertainment! The entertainment will end up blasting your guests who are seated in the tables to get the sound to the dance floor.

8 Do you want your dinner served plated, buffet, or family style and what is the cost for those options. Plated will usually be more expensive than buffet.

9 Is there reasonable distance from the place of the wedding ceremony to the reception?

10 Are you able to have your wedding ceremony on site if you wish?

11 Do you want an open bar or a cash bar?

12 Are there time limits as to when your decorations, flowers, the DJ or band are able to arrive and set up?

13 If children are invited, is there an area for them to go if needed?

Labels: Reception, Wedding Planning